1. Examine the return promise
Promises of substantial returns with little or no risk are a warning sign. Ask what supports the claim instead of treating charts, testimonials or a confident introduction as independent evidence.
2. Check the identity and 3. Check the route
Research the person and company using independent sources. Look closely at where payments are going and whether the recipient matches the organization being presented. An impressive website does not answer those questions.
4. Look at the pressure to act
A demand to deposit quickly can shorten the time available for checking details. Slow the process down when someone discourages questions or frames verification as a lost opportunity.
5. Separate displayed balances from accessible funds
A dashboard is an interface, not independent proof of an investment. Keep the original terms, correspondence and payment records, and compare new explanations with what was first represented. Research the platform before committing more money.